Financial Planning
It is very important to set a financial goal and build the security for yourself and your near and dear ones. Your short-term or long-term financial goal could be anything from buying a car, your child’s higher education, buying a bigger home, leaving a legacy, enjoying a comfortable retirement or it could be anything. Investing wisely is the key to helping your money grow. One does not need large sums of money to start investing. A combination of short-term and long-term investments is a good way to achieve financial goals.
Building the right portfolio needs a deep understanding of the market. Our financial planners prepare a short or long-term investment strategy according to the needs of the investors and manage their portfolio in the best possible way. The aim is to generate a strong investment return whilst maintaining a certain amount of liquidity so one can access the money in times of need. The portfolio could contain a combination of stocks, bonds, mutual funds, government securities, assets, etc.
Long Term Investments
As the name suggests, long-term investments are plans in which the money invested is not accessed for a long period of time. They take years if not decades to reach maturity. These plans provide opportunities for the growth of a financial portfolio and generate a higher and much more sustainable return in comparison to short-term investments. Great way to save for higher education, retirement, etc.
Our financial planners prepare a long-term investment strategy according to the needs of the investors and manage their portfolio in the best possible way. The aim is to generate a strong investment return whilst maintaining a certain amount of liquidity so one can access the money in times of need.
Short Term Investments
Short-term investments are financial instruments that achieve the financial target in a shorter time frame. They can be converted to cash, generally within 1 to 10 years. These highly liquid investments with a maturity period of less than 10 years have a premature withdrawal facility. Generally Fixed deposits, recurring deposits, bonds, mutual funds, shares come under such investments.
Our financial planners prepare a short investment strategy according to the needs of the investors and manage their portfolio in the best possible way. The aim is to generate a strong investment return whilst maintaining a certain amount of liquidity so one can access the money in times of need.
Mutual Funds
A mutual fund is a type of investment vehicle which gives small or individual investors access to diversified portfolios. It is a trust that collects money from several investors who share a common investment objective and invests the same in equities, bonds, money market instruments and/or other securities. There are different types of mutual funds in the market namely equity funds, fixed income funds, money market funds, hybrid funds, etc.
Our financial planners do customize goal planning on case to case basis according to the needs of the investors and manage their portfolio in the best possible way. The aim is to generate a strong investment return whilst maintaining a certain amount of liquidity so one can access the money in times of need.
Equity Funds
Equity funds are a kind of mutual funds that predominantly invest in the stocks of different companies.
Fixed Income Funds
Fixed income funds are low risk funds, which mainly invest in government bonds and securities etc. These funds are designed for investors who are looking for a stable and regular return. The payment schedule could be fixed on monthly, quarterly or yearly basis.
Money Market Funds
Money market funds invest in high-quality, short-term debt instruments, cash, and cash equivalents. They are extremely low risk investments which generate income with negligible capital appreciation. Hence, they are not considered to be suitable long-term investments.
